Your question shows that you don't know much about astronomy. Most amateur astronomers don't look at stars through their telescopes. They look at the Moon, planets, and deep sky objects (star clusters, nebulae, and galaxies), but rarely at stars, because stars are just not very interesting: points of light. Different kinds of telescopes excel on certain objects, but most telescopes work well on most objects. The best value for money is usually with reflectors.
Here are a few web pages with good information on beginner's telescopes:
http://www.gaherty.ca/tme/TME0702_Buying_a_Telescope.pdf
http://www.scopereviews.com/begin.html
http://observers.org/beginner/j.r.f.beginner.html
For more advanced information, read Phil Harrington's Star Ware, 4th edition (Wiley).
You'll get the greatest value for your money with a Newtonian reflector on a Dobsonian mount, such as these:
http://www.telescope.com/control/category/~category_id=dobsonians/~pcategory=telescopes/~VIEW_INDEX=0/~VIEW_SIZE=1000000
http://www.skywatchertelescope.net/swtinc/product.php?class1=1&class2=106
Buy from a store which specializes in telescopes and astronomy, either locally or online; don't buy from department stores, discount stores or eBay as mostly what they sell is junk. Find your local astronomy club and try out different telescopes at one of their star parties:
http://www.skyandtelescope.com/community/organizations
I strongly recommend that beginners steer clear of astrophotography until they have learned their way around the sky. Astrophotography is by far the most expensive and difficult area of amateur astronomy.
Many people who buy telescopes have no idea how to find interesting things to observe. A good introduction to finding things is NightWatch by Terence Dickinson (Firefly). A more advanced book is Star Watch by Phil Harrington (Wiley).